Turning 65?
Turning 65 is more than just a birthday milestone; it's the primary age for Medicare eligibility. As you approach this age, understanding your Medicare options and the enrollment process is essential.
When & How to Enroll in Medicare
Initial Enrollment Period (IEP): Begins 3 months before the month you turn 65m includes the month of your 65th birthday, and ends 3 months after (giving you a total of 7 months to enroll). This is the best time to enroll to avoid late penalties.
Coverage Choices: Decide between Original Medicare or Medicare Advantage. Consider if you need additional coverage like Medigap or Part D.
Cost Considerations: While Part A is often premium-free, there are costs associated with Part B, Part D, and other plans.
Transitioning into Medicare can feel overwhelming, but with the right information and experienced guidance, you can make informed decisions that benefit your health and wallet.
